Terms and Conditions


The Website https://moneymitra.com and its affiliates (hereinafter referred to as the “Website”, "Site", or “Platform”) are owned, managed, and governed by Ideapreneur Nepal (hereinafter referred to as “we”, “us”, “our” ,“Company” or “Ideapreneur”). Wherever the terms “You”, “Your”, or “user” are used, they shall include any person, whether natural or legal/juristic, including but not limited to any company, incorporation, association, partnership, proprietorship, or group of individuals who access, browse through, visit, or avail themselves of the services of the Website. The User and the Website or the Company may be referred to as the “Parties”.

These Terms of Use (“Terms of Use”) set forth the terms and conditions under which you are authorized to use our websites (which includes any website on which these Terms of Use are posted, including ideapreneurnepal.com, other sites accessible via subdomains, and mobile versions of any of these sites) (each a “Site” and collectively the “Sites”).

To the extent additional rules or guidelines affect your use of these Sites, those rules and guidelines (including our privacy policy and Registration Terms of Use) are hereby incorporated by reference into these Terms of Use. By using the site, you accept and agree to be bound and abide by these Terms and Conditions and our Privacy Policy. If you do not want to agree to these Terms and Conditions or the Privacy Policy, you must not access or use the Site.


Entire Agreement

The Privacy Policy as published on the website is herein incorporated by reference and shall be deemed a part of this Terms of Use from hereon. That, together the Terms of Use and the Privacy Policy shall represent the whole agreement as between the Website, Mobile Application or the Company and the User and shall govern the relationship between the Parties. This agreement shall replace all prior agreements and communications existing between the Parties whether direct, indirect, written or oral.

By accessing, using, browsing through, searching, availing the services or engaging in anything on the Website and Mobile Application, You agree to the Terms of Use disclosed herein. You also accept the information practices as per our Privacy Policy and you undertake to comply with all the laws applicable and in force as interpreted and enforced within Nepal.

All permissions granted herein are subject to termination if any User violates any condition, term, or provision set forth herein or in these Terms of Use, the Privacy Policy, or any other terms or conditions imposed by the Website or the Company (if any). The "Commencement Date" of these Terms of Use shall be deemed the date on which any User uses this Website or its services for the first time, in any manner.

The Company reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time without any prior notice or intimation to any User or anyone. Continued use of this Website in anyway by any User shall constitute the User’s consent to and acceptance of the modified or amended Terms of Use and the Privacy Policy. As long as you comply with these Terms of Use, Ideapreneur grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.


Ideapreneur Nepal shall not be deemed to have waived any provision or right by its omission to insist upon or enforce strict performance by you of any provision of these Terms of Use. No rights or remedies granted by these Terms of Use are exclusive of those granted by other provisions of these Terms of Use, by law, or by equity. You consent that if we file a lawsuit against you to enforce these Terms of Use or for any other reason relating to your use and access of the Website, if we win the lawsuit, we will be entitled to recover all costs and expenses paid therein, including reasonable legal fees. The remaining portions of these Terms of Use shall remain in full force and effect even if any portion of them is determined by a court of competent jurisdiction to be invalid or unenforceable. The invalid or unenforceable portion shall be modified in accordance with the applicable law as closely as possible to reflect the original intention of the applicable provision.


FORCE MAJEURE Ideapreneur Nepal shall not be liable for any failure or delay on its performance under these Terms of Use that is due to any event beyond its reasonable control, including without limitation, fire, explosion, unavailability of utilities, Internet delays and failures, telecommunication failures, unavailability of components, labor difficulties, war, riot, act of God, judgment or government instruction.


Subject to your compliance with this Agreement, Ideapreneur Nepal grants you a non-exclusive, non-transferable, limited license to access and use the website, its services and the content available on the Website for personal non-commercial use for the applicable fees (if any) subject to the terms and conditions contained herein and in the Privacy Policy.

You are expressly forbidden from duplicating, reproducing, altering, creating a derivative work from, or storing any Content, in whole or in part, found on the Website, unless expressly authorized in advance and in writing by the Company. You are also forbidden from publishing, transmitting, distributing, exhibiting, performing, broadcasting, or otherwise disseminating any such Content without the aforementioned advance written consent from the Company.

It is explicitly forbidden to publish any unapproved or unauthorized advertisements, promotional posts and resources, spam, chain letters, pyramid schemes, or other forms of solicitation on the website for any reason. Additionally, users are forbidden from uploading any inappropriate, offensive, hateful, pornographic, false, misleading, infringement, defamatory, or libellous content that is directed at any individual, gender, social, or ethnic group, or nationality. The Users hereby agree to refrain from using the Website for any illegal activity of any kind and to abide by any reasonable demands made by the Company or the Website to preserve the Website's and Company's proprietary rights and interests.


User acknowledges that by accessing and using this website, they are agreeing to do so in a manner that complies with this Terms of Use, all relevant laws and that does not jeopardize the security or continued operation of this website. Ideapreneur reserves the right to revoke a User's authorization at any time and for any reason. Disclaimer of Warranties, Accuracy of Information, Indemnification, and Third Party Rights clauses shall remain in effect even after termination.


Users agree to indemnify, defend and hold Ideapreneur Nepal, its affiliates, licensors, and their respective officers, directors, employees and agents harmless from any claim or demand, including reasonable attorney’s fees and costs, made by any third party due to or arising out of your posting of any content on a Site, providing Personal Information through our Site, or any use of the Site in a manner not permitted by these Terms of Use, including without limitation your actual or alleged violation of these Terms of Use, or infringement of a third party’s intellectual property or other rights by you or another user of our Site using your computer, mobile device or account.


By registering on the website, you can gain exclusive access to the site's material and services, which are only available to one person at a time. Each User must choose a password and register by providing their name, email address, and other information. The Users must submit complete, accurate, and up-to-date information when registering; otherwise, they will be in violation of this Agreement and run the risk of having their access terminated by the Company.

The actual User is confined by these Terms of Use and the Privacy Policy in the same way as if they had personally registered, used, browsed through, or used the Website or its Services. This includes having someone else register on the Website or using, browsing, accessing, or using the Website's services through a third party.

Users are liable for any actions taken using their registered accounts and are solely responsible for protecting the confidentiality of their login information.


All of the data, features, information, text, graphics, sounds, music, photographs, illustrations, logos, messages, audio, information, video, and other content that is available on the site, including without limitation Site design, text, graphics, interfaces, and the selection and arrangements thereof, are owned by Ideapreneur Nepal, with all rights reserved, or in some cases may be licensed to Ideapreneur Nepal by third parties.

The Company or its licensors are the sole owners of all information made available, displayed, or offered for download on the Website, whether for free or a fee, or anything displayed as a part of a purchase offer. This information is protected by all applicable intellectual property laws, including trademark and copyright laws. All content which qualifies for protection under Copyright law under the laws of Nepal, whether registered or unregistered. All trademarks displayed on the Site are the trademarks of their respective owners, and constitute neither an endorsement nor a recommendation of such parties. In addition, such use of trademarks or links to the websites of third parties is not intended to imply, directly or indirectly, that those third parties endorse or have any affiliation with Ideapreneur Nepal


Advertisements and sponsored content may be found on the website. The sponsors of such advertisements or sponsored content will be solely responsible for the accuracy, legality, correctness, completeness, and manifestations of such advertisements or sponsored content, and neither the Company nor the Website shall have any liability in connection therewith. Additionally, the Company and the Website shall not be liable for any conduct or omission by the sponsors of such advertisements or sponsored material.

The aforementioned sponsors are responsible for holding the Company or the Website, as well as their employees, affiliates, and any authorized representatives, harmless from any loss, damage, costs, or expense that may result from any inaccuracy or flaw in the information or advertisement that they have sponsored, as well as from any act or omission on their part, including but not limited to reasonable legal fees.


This website may contain links to other third-party websites, which are provided as additional resources for the convenience of Users. Ideapreneur does not endorse, sponsor or accept any responsibility for these third-party websites, User agrees to direct any concerns relating to these third-party websites to the relevant website administrator.


In no event will Ideapreneur Nepal be liable for:

  • Damages of any kind, without limitation, direct, incidental, or consequential damages (including, but not limited to, lost profit damages on Limitation of Liability: Any claim attributable to errors, omissions, or other inaccuracies in the information provided on this Website;
  • Any claim for business interruption or loss of programs or information) arising out of the use of or inability to use this Website, or any information provided on this Website;
  • Error, inaccuracy, or mistake in the website's content;
  • Injury or damage to any User resulting from access to or use of the website or its services, whether direct, indirect, personal, or otherwise;
  • Any interruption or termination of the transmission of any information or material from or to the website;
  • Any malicious software, viruses, or connections that could be spread by a third party through the website;
  • Offensive, slanderous, or illegal behavior by a third party on the website;
  • Any transaction or relationship between a User and a third-party provider (affiliates), including any violation of the conditions of such a relationship or transaction.



Ideapreneur Nepal has undertaken and has continued to take utmost care and caution in the compilation of the historical data on our website. The collected information and the data provided in the Website are obtained from the public domain and the Company do not in any way guarantee the accuracy, reliability, completeness, or timeliness of any content, information, data, texts, graphics and so onprovided on or through the use of Website. We do not assume any liability and cannot be held responsible for any errors or omissions in such information, data or analysis of such information for any monetary or other damage suffered by the User on the account of delay, failure, interruption or corruption of any data or other information transmitted in connection with use of the website and/or any interruption or errors in the operation of the Website.

We are not responsible for the accuracy, reliability, performance, completeness, comprehensiveness, functionality, continuity, timeliness of the information, data or for any content available. We do not warrant that any of the materials on the Site are accurate, complete or current. We may make changes to the materials contained on Site at any time without notice. However, we do not make any commitment to update the materials. All information present on the Website is to help investors in their decision-making process and shall not be considered as a recommendation or solicitation of an investment or investment strategy. Investors are responsible for their investment decisions and are responsible to validate all the information used to make the investment decision.

Investor should understand that his/her investment decision is based on personal investment needs and risk tolerance and performance information available on the website is one among many other things that should be considered while making investment decision. Investments in securities market are subject to market risks and investors should read all the related documents carefully before investing. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.

All the articles, interactive tools and other content are provided to you, as self-help tools and are only for informational purpose. They are not intended to provide investment advice. The company does not and cannot guarantee the accuracy or applicability of any information in regard to the user’s individual circumstances.

The articles, services and other contents are only for research and educational purposes only. The content on the Website should not be construed to be an advertisement for solicitation for buying or selling of any securities or investment products.


Broker Chirfar is a product of Ideapreneur Nepal, which is a brokerage comparison portal that uses algorithms and logics to compare and suggests users the most suitable brokers depending upon your requirements. However, once the user enters their requirements or preferences, the comparison portal merely makes it easy to compare among the listed brokerage houses. This data, including but not limited to pricing plans charged by brokerages, unrestricted transaction limits, penalties, charges, etc. and any other information on the basis of which the recommendation is given to you, is directly provided by the relevant broker.


Another item produced by Ideapreneur Nepal, Vridhi aids users in managing their finances and saving and investing. It assists you in setting financial goals and assumes responsibility for your long - term financial condition. It also involves managing one's personal finances and setting aside money for emergencies.


You can choose not to provide us with specific information, but you might be unable to access certain services we offer or you might lose access to them altogether. You can use the unsubscribe feature in any promotional emails you get or modify your email preferences to stop receiving promotional emails from us. You might still get emails about services, administrative confirmations, service updates, and policy updates even if you change your email preferences.

You might be able to manage cookies and other local data storage options depending on the browser or device you use. You might also be able to manage the collection and sharing of location or other data using your wireless device. The Company is not a university or other academic institution, nor is it connected to or affiliated with any universities or other academic institutions. The courses that the website offers are not approved by any government agency, including the federal, state, or local governments. The Website's certificate, which is given to users upon successful completion of one of its courses, is not an official degree, certificate, or diploma from a recognized educational institution.


Free Trials

Ideapreneur Premium Membership

The unlimited access to "Premium Services" that comes with Ideapreneur Premium membership can be accessed by subscribing to pay monthly or yearly membership fees. The courses and services included in the Premium Membership are provided at Ideapreneur's exclusive discretion as premium services.

Recurring Billing Cancellations and Refunds

Your Ideapreneur Premium Membership may be canceled at any time, for any or no reason. At the end of your paying month, if you have canceled your Ideapreneur Membership, you will no longer have access to any Premium features you had subscribed to at that time. Your billing date will be the day you paid if you decide to re-register as a paying member.

There are no refunds or credits for partially used periods, and payments are not returnable. The advantages of your Ideapreneur Membership will nevertheless remain available to you after any cancellation until the conclusion of the current paying cycle.There are no refunds or credits for partially used periods, and payments are not returnable. The advantages of your Ideapreneur Membership will nevertheless remain available to you after any cancellation until the conclusion of the current paying cycle.

Price Changes

We reserve the right to change any fees or charges associated with using any services offered through the Service (or to start charging fees for any previously free service), provided that such modifications do not apply to fees or charges that were already paid or to any previously used free services. Any price changes for your service will also only be effective after prior notification to you.


These TERMS OF USE and the resolution of any dispute arising hereunder shall all be governed and construed in accordance with the laws of Nepal, without regard to its conflicts of law principles. User consents to the jurisdiction of the courts of Nepal.


Any dispute arising out of or relating in any way to your use of our Sites or any products, services, or information you receive through our Sites, shall be submitted to court/arbitration ?


The user uses the information and services at their own discretion and risk as all the given is in as available basis. Neither the Website nor the Company provides any warranty be it expressed or implied regarding the quality, suitability for any particular purpose or any other implied warranty of merchantability as the result or outcome.

The Company will work to provide each user the best service possible, but it cannot and does not make any guarantees regarding the accuracy or completeness of any content or services, or that the services will be uninterrupted, error-free, or always available. The Users are also made aware that using the Website, its services, and downloading its content are performed at their own risk and discretion.


User will not:

  • Breach the Site's security or make an unauthorized effort to gain access to the Site, data, items, information, computers, or networks linked to any servers connected to the Site, using hacking, password-guessing, or any other method;
  • Take no action or attempt to take any action that Ideapreneur determines, in its sole discretion, may place an excessive or disproportionately high demand on the Site or its infrastructure.
  • Access, index, acquire, copy, or monitor any portion of the Site, any data, or any content present on or accessed through the Site by using or attempting to use any scraper, robot, bot, spider, data mining, computer code, or other automated device, program, tool, algorithm, process, or methodology without Ideapreneur's prior written consent.
  • Create false headers or otherwise tamper with identifiers to mask the source of any other information.
  • Reproduce, duplicate, copy, sell, resell or exploit for any commercial purpose any of our content or any use of or access to the Site without our written consent.


In order to provide uninterrupted service, Ideapreneur Nepal automatically renews all paid subscriptions for Money Mitra on the date such subscriptions expire unless you cancel at least 24 hours before the end of your current term. We will always communicate renewal periods to you before you finalize the purchase of your subscription, upon confirmation of purchase, and if applicable in your jurisdiction, in an email reminder prior to the effective renewal date as required by the applicable law of your jurisdiction. By entering into this agreement, you acknowledge that your account will be subject to the above-described automatic renewals. In connection with any renewal, you agree and authorize us to charge you applicable charges, including applicable installment fees, sales or other related taxes to which your subscription may be subject and which may vary from time to time. In all cases, if you do not wish your account to renew automatically, please follow the directions set out under the "cancellations and account holds" section above.